Information Sharing and Disclosure
Nationwide Debt Reduction Services and/or the companies we hire or work with may use this information to comply with your request for information or as otherwise disclosed to you at the location at which you submit your information. From time to time, we may refer to that information to better understand your needs and how we can improve our products and services. We may use that information to contact you. Information collected online may be shared with our marketing partners, advertisers, and other third parties. We may use information collected from recipients of our marketing campaigns, visitors to our Web sites, and our marketing partners, advertisers, and other third parties for any of the following purposes in either the online or offline arena: (1) to provide individuals with targeted offers based on their specific requests or their stated preference to receive certain categories of offers; (2) to send individuals information and promotional materials from our company as well as from our marketing partners, advertisers, and other third parties; (3) to deliver targeted display advertisements and offers through online marketing communications, such as emails, banner advertisements, and pop-up advertisements (by matching criteria provided by our advertisers with information collected from our visitors); (4) to enable our marketing partners, advertisers, and other third parties to communicate with individuals; (5) to administer contests and sweepstakes offered on our Web sites, Other Web Pages, or on our partners’ Web sites; (6) to contact visitors to our Web sites or registered members of our marketing campaigns when necessary; (7) to help address problems with our Web sites or marketing services; (8) to administer our Web sites; (9) to conduct internal reviews of our Web sites (e.g., to determine the number of visitors to specific pages within the site); (10) to help us better understand recipients of our marketing campaigns and visitors’ use of our Web sites; and (11) to protect the security or integrity of our Web sites and Other Web Pages that are accessible through our online marketing campaigns. Non-personal information will be used for these purposes as well as for conducting internal reviews and monitoring of our Websites and Other Web Pages that are accessible through our online marketing campaigns and providing a greater online experience for our visitors.
We may transfer or otherwise disclose information collected from recipients of our marketing campaigns, visitors to our Web sites, and our marketing partners, advertisers, and other third parties to our employees and independent contractors, to our subsidiaries and affiliates, and to our consultants, other business associates, and suppliers, if the disclosure will enable that party to perform a business, professional, or technical support function for us. Disclosure of information may also be necessary to respond to judicial process, to provide information to law enforcement agencies, or to facilitate investigation of matters of public safety, as permitted by law.
We may also disclose information we collect from recipients of our marketing campaigns, visitors to our Web sites, and our marketing partners, advertisers, and other third parties to other marketing partners, advertisers, and third parties who may use the information in connection with their business operations, such as to send targeted offers, marketing materials, and other communications to them. In addition, we may share, rent, sell or transfer any of the personal information provided by you or from our marketing partners, advertisers, or other third parties. We are not responsible for the practices of our marketing partners, advertisers, or other third parties.
Spam is commercial email or unsolicited bulk email which has not been requested by the recipient. You will not receive Nationwide Debt Reduction Services email communications unless you submit your email address and register to receive these communications. You may receive third-party emails advertising Nationwide Debt Reduction Services products and services. If you wish to retract this permission from the third-party, please follow their opt-out instructions.
If you believe you have received such an unsolicited commercial email, please forward a copy of the email to email@example.com. We will respond promptly and courteously to you and we will continue to do our utmost to ensure that you are not being sent unauthorized emails by any advertisers or affiliates on our behalf.
We may be co-branded with “partners and affiliates”. These business to business relationships are helpful to us and to you as they afford all concerned with greater product and service opportunities.
We always provide opt-out opportunities regarding the sharing of your information with such partners and affiliates. Please note the sites linked to our site are governed by their own privacy policies which may or may not reach the standards set by our company.
Access to Personally Identifiable Information
If your personally identifiable information changes, or if you no longer desire our product or service, you may correct, update, delete or deactivate same by emailing our Customer Support by contacting us by telephone or postal mail at the contact information listed below.
In the event our company goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via e-mail and/or a prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.
Our website provides visitors the opportunity to opt-out of receiving communications from us, our partners, or third parties at the point where we request information about the visitor. This website gives the users the following options for removing their information from our database to not receive future communications:
You can write to:
Attn: Nationwide Debt Reduction Services, 6200 Tennyson Parkway, Suite 180-A Plano, TX 75024
If we decide to change the way we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection we will notify users by posting a notice on our Web site for 30 days.
Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, you can direct all correspondence to firstname.lastname@example.org or write to Attn: Nationwide Debt Reduction Services, 6200 Tennyson Parkway, Suite 180-A Plano, TX 75024.
Calls May Be Recorded
For quality assurance and training purposes, all calls to and from our company may be recorded.
Legal or Tax Advise Not Provided
If you need legal or tax advice, consult with a licensed attorney or professional tax advisor. Nationwide Debt Reduction Services is not a Credit Repair Organization and does not provide credit repair services.
Program Individual Results Will Vary
All claims relate solely to enrolled, unsecured debt, upon successful program completion. Not all creditors will negotiate unsecured debt. The program is not available in all states. Nationwide Debt Reduction Services does not provide legal, tax or investment advice.
Clients who are able to graduate from the program realize approximate savings of 50% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on recorded debts. Not all debts are eligible for enrollment. Not all customers complete the program for various reasons, including their ability to save enough money. Estimates based on previous results, which will vary according to specific circumstances. We can not guarantee that your debts will be reduced by a certain amount or percentage or you will be in debt within a certain period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in every state. Please contact a tax expert to discuss the tax implications of settlement. Please consult a bankruptcy lawyer for more information on bankruptcy. Depending on your situation, we may be able to recommend a local tax professional and/or bankruptcy. Please make sure you understand all program materials prior to enrollment, including the potentially negative impact on credit rating.
Blog Tips and Content
The information is provided as educational and should not be interpreted as financial advice. For advice that is specific to your circumstances, you should consult a financial or tax adviser.
Terms & Conditions
Use of Website
We reserve the right to modify or discontinue, temporarily or permanently, any or all of the Website and/or any or all features, products, prices of products, services or information appearing on or available through any or all of the Website with or without notice to you. You agree that we shall not be liable to you or any third-party for any modification or discontinuance of such features, products, prices, services, or information on the Website or the Website itself.
Submission of Information or Materials
Our Website may provide links to other websites or resources. These links are for your convenience only and are not under our control. You acknowledge and agree that NDRS is not responsible for the availability of such external sites or resources, and does not endorse any such site, its use or contents and is not responsible or liable for any content, advertising, products, or other materials on or available from such websites or resources. You agree that NDRS shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any such content, goods or services available on such external sites or resources. In the event you decide to access or use any of these other websites or resources, you agree you do so at your own risk.
Our Proprietary Rights
The Website is owned and operated by NDRS. The contents of the Website are NDRS’s. All Rights Reserved. You acknowledge and agree that all content, including but not limited to text, software, music, sound, photographs, graphics, video, or other material contained in advertisements or information presented to you on our Website is protected by our or other third parties’ copyrights, trademarks, service marks, patents, or other proprietary rights and laws. NDRS authorizes you to view and download materials at the Website only for your personal, non-commercial use, provided you retain all copyright and proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials on the Website in any way or reproduce or publicly display, perform, distribute, transmit, create derivative works of, or otherwise use them for any public or commercial purpose. Any use of these materials on any other website (including without limitation, displaying this Website or any material displayed on or that can be downloaded from this Website in frames on another website without NDRS’s express written permission) is prohibited.
Sale of Products
You may be provided with the opportunity to purchase products through the Website and/or from third party websites linked to the Website. Products purchased through the websites of others are subject to the terms and conditions of such other parties and their websites, and NDRS shall have no liability or responsibility.
Domestic Use; Export Restriction
We control the Website from our offices within the United States of America. We make no representation that the Website or its content (including, without limitation, any products or services available on or through the Website) are appropriate or available for use in other locations. Users who access the Website from outside the United States of America do so on their own initiative and must bear all responsibility for compliance with local laws, if applicable. Further, the United States export control laws prohibit the export of certain technical data and software to certain territories. No content from the Website may be downloaded in violation of United States law.
Applicable Law; Jurisdiction
DISCLAIMER OF WARRANTIES
YOU EXPRESSLY AGREE THAT USE OF OUR WEBSITE IS AT YOUR SOLE RISK AND IS PROVIDED ON AN ‘AS IS’ AND ‘AS AVAILABLE’ BASIS. NDRS AND ITS PARENTS, AFFILIATES (AND THEIR FRANCHISEES AND LICENSEES) AND SUBSIDIARIES (COLLECTIVELY, ‘AFFILIATES’) EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. NDRS AND ITS AFFILIATES MAKE NO WARRANTY, EXPRESS OR IMPLIED, THAT THE WEBSITE OR ANY SERVICES, PRODUCTS, OR INFORMATION OBTAINED ON OR THROUGH THE WEBSITE WILL MEET YOUR REQUIREMENTS OR WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES NDRS OR ITS AFFILIATES MAKE ANY WARRANTY, EXPRESS OR IMPLIED, AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR ANY SERVICES, PRODUCTS OR INFORMATION OBTAINED ON OR THROUGH THE WEBSITE OR AS TO THE ACCURACY, COMPLETENESS OR RELIABILITY THEREOF. NDRS MAKES NO COMMITMENT TO UPDATE OR CORRECT ANY INFORMATION THAT APPEARS ON THE WEBSITE OR ANY WEBSITE LINKED HEREUNDER. YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF OR FROM THE WEBSITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR YOUR USE OR NONUSE OF SUCH INFORMATION, INCLUDING, WITHOUT LIMITATION, ANY NDRSMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF NDRS THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR INFORMATION AND ANY BODILY INJURY. NDRS AND ITS AFFILIATES MAKE NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH OR FROM THE WEBSITE OR ANY TRANSACTIONS ENTERED INTO THROUGH THE WEBSITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM NDRS OR THROUGH OR FROM ANY SERVICE OR PRODUCT ON THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
LIMITATION OF LIABILITY
YOU AGREE THAT NDRS AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY NDRS DAMAGES, RESULTING FROM THE USE OR THE INABILITY TO USE THE WEBSITE OR ANY SERVICES, PRODUCTS OR INFORMATION OBTAINED ON OR THROUGH THE WEBSITE, EVEN IF NDRS OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FROM: PERSONAL INJURY; DOWNLOADING ANY MATERIAL CONTAINED ON OR ACCESSED THROUGH THE WEBSITE; LINKING TO ANY THIRD PARTY WEBSITE FROM THE WEBSITE; ANY UNAUTHORIZED ACCESS TO ANY INFORMATION ON THE WEBSITE AND/OR SUBMITTED BY YOU TO OR THROUGH THE WEBSITE; COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES; ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE WEBSITE; AND/OR LOSS OF PROFITS, USE, OTHER INTANGIBLE LOSSES. YOU FURTHER AGREE THAT NDRS AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM INTERRUPTION, SUSPENSION OR TERMINATION OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, WHETHER SUCH INTERRUPTION, SUSPENSION OR TERMINATION WAS JUSTIFIED OR NOT, NEGLIGENT OR INTENTIONAL, INADVERTENT OR ADVERTENT. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.